Clay County · 32003
New Construction in Fleming Island
Thinking about building or buying new in Fleming Island, Florida? The builder's sales agent works for the builder — we work for you, at no cost to you.
Fleming Island is located in Clay County, Northeast Florida. Local highlights in Fleming Island: A-rated schools; St. Johns River access; Eagle Harbor golf & tennis.
Area
Fleming Island
County
Clay County
ZIP codes
32003
What to know before visiting a Fleming Island model home
Register your agent on the first visit — walk in without us and the builder may refuse representation later. Base prices rarely tell the full story: lot premiums, design center costs, and CDD/HOA fees can add 10-20%.
Builder incentives shift monthly in the Clay County market. We track which builders near Fleming Island are paying closing costs or buying down rates this month.
Resale value in Fleming Island
About 30-40 minutes to downtown Jacksonville and 25 minutes to NAS Jacksonville. Ask for current builder availability and comparable resale sales before choosing a lot or floor plan.
A closer look at Fleming Island
A master-planned riverside community along the St. Johns River with tree-lined streets, golf courses, and some of the best schools in Northeast Florida.
About 30-40 minutes to downtown Jacksonville and 25 minutes to NAS Jacksonville. Served by top-rated Clay County schools including Fleming Island High School and Paterson Elementary.
Fleming Island is not actually an island — it is a peninsula bordered by the St. Johns River and Doctors Lake.
Fleming Island Mortgage Calculator
Illustrative fixed-rate payment only, not a current lender quote or pre-approval. The starting $400,000 price and 6.5% rate are examples, not local market figures. Adjust all assumptions for your property.
Estimated monthly payment
$2,992
Fixed-rate illustration: property tax assumes 1.1% of the entered price annually, insurance starts at $2,400/year, and PMI assumes 0.5% of loan balance annually below 20% down. Actual taxes, insurance, PMI and loan terms vary; closing costs, flood insurance and utilities are not included. Ask a lender for a current quote and obtain property-specific tax and insurance figures.
Frequently asked questions
Does using a Realtor for new construction cost me anything?
No. The builder pays our fee, and prices are the same with or without representation — builders won't discount for going unrepresented. You simply gain a negotiator.
Which builders are active near Fleming Island?
Builder lineups change by phase. Contact us for the current list of active builders, available lots, and this month's incentives near Fleming Island.
How do I get started with a Fleming Island real estate expert?
Just reach out — call Tammy (904-708-0468) or Brooke (904-252-7390), or use the form on this page. We'll talk through your goals with zero pressure. Education first, pressure never.
Get this month's builder incentives in Fleming Island
No spam, no pressure — just local expertise from Tammy & Brooke.