Clay County · 32003
New Construction in Eagle Harbor
New construction in Eagle Harbor in Fleming Island can be a phenomenal deal — if you know how to negotiate incentives, lot premiums, and design-center pricing. That's where we come in.
As a neighborhood of Fleming Island in Clay County, Eagle Harbor combines its own character with everything Fleming Island offers. Local highlights in Eagle Harbor: Championship golf; 4 pool complexes & water park; Tennis & pickleball.
Area
Eagle Harbor
County
Clay County
ZIP codes
32003
What to know before visiting a Eagle Harbor model home
Register your agent on the first visit — walk in without us and the builder may refuse representation later. Base prices rarely tell the full story: lot premiums, design center costs, and CDD/HOA fees can add 10-20%.
Builder incentives shift monthly in the Clay County market. We track which builders near Eagle Harbor are paying closing costs or buying down rates this month.
Resale value in Eagle Harbor
About 30 minutes to NAS Jacksonville via US-17. Ask for current builder availability and comparable resale sales before choosing a lot or floor plan.
A closer look at Eagle Harbor
Fleming Island's flagship golf and swim community with tree-lined boulevards, four pool complexes, tennis, and a championship golf course.
About 30 minutes to NAS Jacksonville via US-17. Zoned for A-rated Fleming Island schools.
Eagle Harbor's golf course was carved along Doctors Lake, giving several holes stunning water views.
Eagle Harbor Mortgage Calculator
Illustrative fixed-rate payment only, not a current lender quote or pre-approval. The starting $400,000 price and 6.5% rate are examples, not local market figures. Adjust all assumptions for your property.
Estimated monthly payment
$2,992
Fixed-rate illustration: property tax assumes 1.1% of the entered price annually, insurance starts at $2,400/year, and PMI assumes 0.5% of loan balance annually below 20% down. Actual taxes, insurance, PMI and loan terms vary; closing costs, flood insurance and utilities are not included. Ask a lender for a current quote and obtain property-specific tax and insurance figures.
Frequently asked questions
Does using a Realtor for new construction cost me anything?
No. The builder pays our fee, and prices are the same with or without representation — builders won't discount for going unrepresented. You simply gain a negotiator.
Which builders are active near Eagle Harbor?
Builder lineups change by phase. Contact us for the current list of active builders, available lots, and this month's incentives near Eagle Harbor.
How do I get started with a Eagle Harbor real estate expert?
Just reach out — call Tammy (904-708-0468) or Brooke (904-252-7390), or use the form on this page. We'll talk through your goals with zero pressure. Education first, pressure never.
Get this month's builder incentives in Eagle Harbor
No spam, no pressure — just local expertise from Tammy & Brooke.
Keep exploring Eagle Harbor
Eagle Harbor is part of Fleming Island — see the full Fleming Island picture too.