Clay County · 32003
Pool Homes in Fleming Island
Ten months of swim season makes pool homes in Fleming Island, Florida perennially popular — and they sell fast when priced right.
Fleming Island is located in Clay County, Northeast Florida. Pool condition, permits, and screening all matter when comparing properties.
Area
Fleming Island
County
Clay County
ZIP codes
32003
Pool home inspections: the sister checklist
Marcite/pebble condition, pump and heater age, screen enclosure integrity, and — the big one — whether the pool was permitted. Unpermitted pools can derail financing and insurance.
Salt vs. chlorine, gas vs. heat pump, screened vs. open: each affects monthly cost. We'll walk you through real operating numbers, not guesses.
Is a pool worth it in Fleming Island?
A master-planned riverside community along the St. Johns River with tree-lined streets, golf courses, and some of the best schools in Northeast Florida. Add a private pool and summer gets even better. Resale-wise, pool homes in family areas like Fleming Island typically sell faster in spring and summer.
A closer look at Fleming Island
A master-planned riverside community along the St. Johns River with tree-lined streets, golf courses, and some of the best schools in Northeast Florida.
About 30-40 minutes to downtown Jacksonville and 25 minutes to NAS Jacksonville. Served by top-rated Clay County schools including Fleming Island High School and Paterson Elementary.
Fleming Island is not actually an island — it is a peninsula bordered by the St. Johns River and Doctors Lake.
Fleming Island Mortgage Calculator
Illustrative fixed-rate payment only, not a current lender quote or pre-approval. The starting $400,000 price and 6.5% rate are examples, not local market figures. Adjust all assumptions for your property.
Estimated monthly payment
$2,992
Fixed-rate illustration: property tax assumes 1.1% of the entered price annually, insurance starts at $2,400/year, and PMI assumes 0.5% of loan balance annually below 20% down. Actual taxes, insurance, PMI and loan terms vary; closing costs, flood insurance and utilities are not included. Ask a lender for a current quote and obtain property-specific tax and insurance figures.
Frequently asked questions
How much does pool maintenance cost?
Budget $80-$150/month for service plus $50-$100 in electricity. Salt systems cost less monthly but need cell replacement every 3-5 years.
Do pools add value in Fleming Island?
Generally yes — screened, permitted pools in good condition add $30K-$75K around Fleming Island, and can be the deciding factor for summer buyers.
How do I get started with a Fleming Island real estate expert?
Just reach out — call Tammy (904-708-0468) or Brooke (904-252-7390), or use the form on this page. We'll talk through your goals with zero pressure. Education first, pressure never.
See pool homes available in Fleming Island
No spam, no pressure — just local expertise from Tammy & Brooke.