Clay County · 32003

New Construction in Pace Island

New construction in Pace Island in Fleming Island can be a phenomenal deal — if you know how to negotiate incentives, lot premiums, and design-center pricing. That's where we come in.

As a neighborhood of Fleming Island in Clay County, Pace Island combines its own character with everything Fleming Island offers. Local highlights in Pace Island: 24/7 guard gate; Doctors Lake access; Custom home streets.

Area

Pace Island

County

Clay County

ZIP codes

32003

What to know before visiting a Pace Island model home

Register your agent on the first visit — walk in without us and the builder may refuse representation later. Base prices rarely tell the full story: lot premiums, design center costs, and CDD/HOA fees can add 10-20%.

Builder incentives shift monthly in the Clay County market. We track which builders near Pace Island are paying closing costs or buying down rates this month.

Resale value in Pace Island

About 30 minutes to NAS Jacksonville. Ask for current builder availability and comparable resale sales before choosing a lot or floor plan.

A closer look at Pace Island

A guard-gated waterfront community on Doctors Lake with mature oaks, custom homes, and 24/7 security.

About 30 minutes to NAS Jacksonville. Zoned for Fleming Island's A-rated schools.

Pace Island is one of only a handful of guard-gated communities in all of Clay County.

Pace Island Mortgage Calculator

Illustrative fixed-rate payment only, not a current lender quote or pre-approval. The starting $400,000 price and 6.5% rate are examples, not local market figures. Adjust all assumptions for your property.

$400,000
10% ($40,000)
6.50%
30 years

Estimated monthly payment

$2,992

Principal & interest$2,275
Property taxes (1.1%)$367
Insurance$200
PMI (under 20% down)$150

Fixed-rate illustration: property tax assumes 1.1% of the entered price annually, insurance starts at $2,400/year, and PMI assumes 0.5% of loan balance annually below 20% down. Actual taxes, insurance, PMI and loan terms vary; closing costs, flood insurance and utilities are not included. Ask a lender for a current quote and obtain property-specific tax and insurance figures.

Frequently asked questions

Does using a Realtor for new construction cost me anything?

No. The builder pays our fee, and prices are the same with or without representation — builders won't discount for going unrepresented. You simply gain a negotiator.

Which builders are active near Pace Island?

Builder lineups change by phase. Contact us for the current list of active builders, available lots, and this month's incentives near Pace Island.

How do I get started with a Pace Island real estate expert?

Just reach out — call Tammy (904-708-0468) or Brooke (904-252-7390), or use the form on this page. We'll talk through your goals with zero pressure. Education first, pressure never.

Get this month's builder incentives in Pace Island

No spam, no pressure — just local expertise from Tammy & Brooke.

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