Clay County · 32003

Homes for Sale in Fleming Island

Home shopping in Fleming Island, Florida? Here's the local picture: a master-planned riverside community along the St. Johns River with tree-lined streets, golf courses, and some of the best schools in Northeast Florida.

Local highlights in Fleming Island: A-rated schools; St. Johns River access; Eagle Harbor golf & tennis. For current prices, check local listings below or ask us for a custom search. Fleming Island is located in Clay County, Northeast Florida.

Area

Fleming Island

County

Clay County

ZIP codes

32003

What buyers love about Fleming Island

• A-rated schools • St. Johns River access • Eagle Harbor golf & tennis • Shopping at Fleming Island Town Center

About 30-40 minutes to downtown Jacksonville and 25 minutes to NAS Jacksonville. Served by top-rated Clay County schools including Fleming Island High School and Paterson Elementary.

The Fleming Island buying process, sister-style

We start with education: what your money buys in Fleming Island right now, which streets hold value, and where the smart negotiating room is. Then we tour with intention — no wasted Saturdays.

Fun fact: Fleming Island is not actually an island — it is a peninsula bordered by the St. Johns River and Doctors Lake.

A closer look at Fleming Island

A master-planned riverside community along the St. Johns River with tree-lined streets, golf courses, and some of the best schools in Northeast Florida.

About 30-40 minutes to downtown Jacksonville and 25 minutes to NAS Jacksonville. Served by top-rated Clay County schools including Fleming Island High School and Paterson Elementary.

Fleming Island is not actually an island — it is a peninsula bordered by the St. Johns River and Doctors Lake.

Fleming Island Mortgage Calculator

Illustrative fixed-rate payment only, not a current lender quote or pre-approval. The starting $400,000 price and 6.5% rate are examples, not local market figures. Adjust all assumptions for your property.

$400,000
10% ($40,000)
6.50%
30 years

Estimated monthly payment

$2,992

Principal & interest$2,275
Property taxes (1.1%)$367
Insurance$200
PMI (under 20% down)$150

Fixed-rate illustration: property tax assumes 1.1% of the entered price annually, insurance starts at $2,400/year, and PMI assumes 0.5% of loan balance annually below 20% down. Actual taxes, insurance, PMI and loan terms vary; closing costs, flood insurance and utilities are not included. Ask a lender for a current quote and obtain property-specific tax and insurance figures.

Active listings in Fleming Island

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Frequently asked questions

How much does a home cost in Fleming Island?

Pricing varies by street, condition, and lot. Ask us for current listings and comparable sales specific to your search.

Is Fleming Island a good place to live?

A master-planned riverside community along the St. Johns River with tree-lined streets, golf courses, and some of the best schools in Northeast Florida. About 30-40 minutes to downtown Jacksonville and 25 minutes to NAS Jacksonville.

How do I get started with a Fleming Island real estate expert?

Just reach out — call Tammy (904-708-0468) or Brooke (904-252-7390), or use the form on this page. We'll talk through your goals with zero pressure. Education first, pressure never.

Get Fleming Island listings before they hit the portals

No spam, no pressure — just local expertise from Tammy & Brooke.

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