St. Johns County · 32092, 32259

Moving to SilverLeaf: The Complete Guide

Relocating to SilverLeaf in St. Johns? Welcome — you're going to love it here. As lifelong Northeast Florida locals, here's our honest insider's take.

St. Johns County's newest mega-community — no CDD fees, resort amenities, and new construction from a dozen builders. As a neighborhood of St. Johns in St. Johns County, SilverLeaf combines its own character with everything St. Johns offers.

Area

SilverLeaf

County

St. Johns County

ZIP codes

32092, 32259

Cost of living & housing

For housing costs, compare current listings and obtain a property-specific tax and insurance estimate. Florida has no state income tax; ask the county property appraiser about homestead eligibility.

Commutes, schools & daily life

About 35-40 minutes to downtown Jacksonville. Brand-new K-8 schools are opening inside the community.

Local highlights in SilverLeaf: No CDD fees; A dozen builders; Resort amenity village. And a local secret: SilverLeaf's no-CDD structure saves buyers thousands per year versus comparable master plans.

How we help long-distance movers

Video tours of every serious candidate, honest neighborhood assessments (including the drawbacks), school-zone maps, and coordination with your lender and movers. Many of our relocation clients buy before ever setting foot in Florida.

A closer look at SilverLeaf

St. Johns County's newest mega-community — no CDD fees, resort amenities, and new construction from a dozen builders.

About 35-40 minutes to downtown Jacksonville. Brand-new K-8 schools are opening inside the community.

SilverLeaf's no-CDD structure saves buyers thousands per year versus comparable master plans.

SilverLeaf Mortgage Calculator

Illustrative fixed-rate payment only, not a current lender quote or pre-approval. The starting $400,000 price and 6.5% rate are examples, not local market figures. Adjust all assumptions for your property.

$400,000
10% ($40,000)
6.50%
30 years

Estimated monthly payment

$2,992

Principal & interest$2,275
Property taxes (1.1%)$367
Insurance$200
PMI (under 20% down)$150

Fixed-rate illustration: property tax assumes 1.1% of the entered price annually, insurance starts at $2,400/year, and PMI assumes 0.5% of loan balance annually below 20% down. Actual taxes, insurance, PMI and loan terms vary; closing costs, flood insurance and utilities are not included. Ask a lender for a current quote and obtain property-specific tax and insurance figures.

Active listings in SilverLeaf

Loading local listings…

View all active listings in SilverLeaf →

Frequently asked questions

What salary do I need to live in SilverLeaf?

It depends on your housing choice, household budget, and financing. Compare current listings and get lender estimates for homes you're considering.

Can you help before we visit?

Absolutely — video tours, area FaceTimes, school research, and a full relocation plan. Education first works great over Zoom.

How do I get started with a SilverLeaf real estate expert?

Just reach out — call Tammy (904-708-0468) or Brooke (904-252-7390), or use the form on this page. We'll talk through your goals with zero pressure. Education first, pressure never.

Plan your move to SilverLeaf

No spam, no pressure — just local expertise from Tammy & Brooke.

By submitting this form, you agree to be contacted by Jax Listing Sisters.