St. Johns County · 32092, 32259

New Construction in SilverLeaf

New construction in SilverLeaf in St. Johns can be a phenomenal deal — if you know how to negotiate incentives, lot premiums, and design-center pricing. That's where we come in.

As a neighborhood of St. Johns in St. Johns County, SilverLeaf combines its own character with everything St. Johns offers. Local highlights in SilverLeaf: No CDD fees; A dozen builders; Resort amenity village.

Area

SilverLeaf

County

St. Johns County

ZIP codes

32092, 32259

What to know before visiting a SilverLeaf model home

Register your agent on the first visit — walk in without us and the builder may refuse representation later. Base prices rarely tell the full story: lot premiums, design center costs, and CDD/HOA fees can add 10-20%.

Builder incentives shift monthly in the St. Johns County market. We track which builders near SilverLeaf are paying closing costs or buying down rates this month.

Resale value in SilverLeaf

About 35-40 minutes to downtown Jacksonville. Ask for current builder availability and comparable resale sales before choosing a lot or floor plan.

A closer look at SilverLeaf

St. Johns County's newest mega-community — no CDD fees, resort amenities, and new construction from a dozen builders.

About 35-40 minutes to downtown Jacksonville. Brand-new K-8 schools are opening inside the community.

SilverLeaf's no-CDD structure saves buyers thousands per year versus comparable master plans.

SilverLeaf Mortgage Calculator

Illustrative fixed-rate payment only, not a current lender quote or pre-approval. The starting $400,000 price and 6.5% rate are examples, not local market figures. Adjust all assumptions for your property.

$400,000
10% ($40,000)
6.50%
30 years

Estimated monthly payment

$2,992

Principal & interest$2,275
Property taxes (1.1%)$367
Insurance$200
PMI (under 20% down)$150

Fixed-rate illustration: property tax assumes 1.1% of the entered price annually, insurance starts at $2,400/year, and PMI assumes 0.5% of loan balance annually below 20% down. Actual taxes, insurance, PMI and loan terms vary; closing costs, flood insurance and utilities are not included. Ask a lender for a current quote and obtain property-specific tax and insurance figures.

Frequently asked questions

Does using a Realtor for new construction cost me anything?

No. The builder pays our fee, and prices are the same with or without representation — builders won't discount for going unrepresented. You simply gain a negotiator.

Which builders are active near SilverLeaf?

Builder lineups change by phase. Contact us for the current list of active builders, available lots, and this month's incentives near SilverLeaf.

How do I get started with a SilverLeaf real estate expert?

Just reach out — call Tammy (904-708-0468) or Brooke (904-252-7390), or use the form on this page. We'll talk through your goals with zero pressure. Education first, pressure never.

Get this month's builder incentives in SilverLeaf

No spam, no pressure — just local expertise from Tammy & Brooke.

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