St. Johns County · 32092, 32259
Condos & Townhomes in SilverLeaf
For first-time buyers, downsizers, and busy professionals, the townhome market around SilverLeaf in St. Johns is one of Northeast Florida's smartest entries.
As a neighborhood of St. Johns in St. Johns County, SilverLeaf combines its own character with everything St. Johns offers. Compare the full monthly cost of attached homes, including HOA dues and insurance, with current available listings.
Area
SilverLeaf
County
St. Johns County
ZIP codes
32092, 32259
Townhome vs. condo: what's the difference?
With a townhome you typically own the land beneath you; with a condo you own the interior. That distinction drives financing, insurance, and HOA structure — and lenders treat them differently.
HOA health matters more than granite counters. We review budgets, reserves, and any special assessments before you commit.
Where to look near SilverLeaf
Local highlights in SilverLeaf: No CDD fees; A dozen builders; Resort amenity village. About 35-40 minutes to downtown Jacksonville. Attached-home communities cluster near the main corridors, putting shopping and commutes at your doorstep.
A closer look at SilverLeaf
St. Johns County's newest mega-community — no CDD fees, resort amenities, and new construction from a dozen builders.
About 35-40 minutes to downtown Jacksonville. Brand-new K-8 schools are opening inside the community.
SilverLeaf's no-CDD structure saves buyers thousands per year versus comparable master plans.
SilverLeaf Mortgage Calculator
Illustrative fixed-rate payment only, not a current lender quote or pre-approval. The starting $400,000 price and 6.5% rate are examples, not local market figures. Adjust all assumptions for your property.
Estimated monthly payment
$2,992
Fixed-rate illustration: property tax assumes 1.1% of the entered price annually, insurance starts at $2,400/year, and PMI assumes 0.5% of loan balance annually below 20% down. Actual taxes, insurance, PMI and loan terms vary; closing costs, flood insurance and utilities are not included. Ask a lender for a current quote and obtain property-specific tax and insurance figures.
Frequently asked questions
Are condos harder to finance?
Sometimes — lenders review the condo association's finances, insurance, and owner-occupancy ratio. Townhomes with fee-simple lots finance like regular houses. We'll steer you right from day one.
What do HOA fees cover?
Typically exterior maintenance, roof (condos), landscaping, amenities, and master insurance. Fees near SilverLeaf range widely — we compare what you actually get for the money.
How do I get started with a SilverLeaf real estate expert?
Just reach out — call Tammy (904-708-0468) or Brooke (904-252-7390), or use the form on this page. We'll talk through your goals with zero pressure. Education first, pressure never.
Find low-maintenance homes in SilverLeaf
No spam, no pressure — just local expertise from Tammy & Brooke.
Keep exploring SilverLeaf
SilverLeaf is part of St. Johns — see the full St. Johns picture too.