St. Johns County · 32092, 32259
Waterfront Homes near SilverLeaf
From the St. Johns River to spring-fed lakes and Black Creek, the water around SilverLeaf in St. Johns defines how people live here.
As a neighborhood of St. Johns in St. Johns County, SilverLeaf combines its own character with everything St. Johns offers. Compare waterfront and water-access properties by frontage, dock rights, and insurance costs rather than relying on an area price.
Area
SilverLeaf
County
St. Johns County
ZIP codes
32092, 32259
Buying waterfront near SilverLeaf: what we check
Bulkhead condition, dock permits, flood zone and insurance costs, water depth at low tide, and whether the water is navigable to the St. Johns. These five factors move value more than square footage on waterfront property.
Fun fact: SilverLeaf's no-CDD structure saves buyers thousands per year versus comparable master plans.
Waterfront pricing reality
True deep-water frontage near SilverLeaf commands the top of the market, while water-access and lakeview homes offer the lifestyle at gentler prices. We'll help you weigh dock rights vs. community ramps vs. dry storage.
A closer look at SilverLeaf
St. Johns County's newest mega-community — no CDD fees, resort amenities, and new construction from a dozen builders.
About 35-40 minutes to downtown Jacksonville. Brand-new K-8 schools are opening inside the community.
SilverLeaf's no-CDD structure saves buyers thousands per year versus comparable master plans.
SilverLeaf Mortgage Calculator
Illustrative fixed-rate payment only, not a current lender quote or pre-approval. The starting $400,000 price and 6.5% rate are examples, not local market figures. Adjust all assumptions for your property.
Estimated monthly payment
$2,992
Fixed-rate illustration: property tax assumes 1.1% of the entered price annually, insurance starts at $2,400/year, and PMI assumes 0.5% of loan balance annually below 20% down. Actual taxes, insurance, PMI and loan terms vary; closing costs, flood insurance and utilities are not included. Ask a lender for a current quote and obtain property-specific tax and insurance figures.
Frequently asked questions
How much more does waterfront cost near SilverLeaf?
Expect a 25-100% premium over comparable non-waterfront homes depending on frontage, dock, and navigability. Water-access communities offer a middle path.
Do I need flood insurance on the water?
Usually yes if you carry a mortgage in a FEMA flood zone. Premiums vary hugely by elevation certificate — we help you get real quotes before you offer.
How do I get started with a SilverLeaf real estate expert?
Just reach out — call Tammy (904-708-0468) or Brooke (904-252-7390), or use the form on this page. We'll talk through your goals with zero pressure. Education first, pressure never.
Get waterfront alerts near SilverLeaf
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Keep exploring SilverLeaf
SilverLeaf is part of St. Johns — see the full St. Johns picture too.