Clay County · 32003

Pool Homes in Eagle Harbor

In Florida, a pool isn't a luxury — it's air conditioning you can swim in. Here's what pool homes look like in Eagle Harbor in Fleming Island.

As a neighborhood of Fleming Island in Clay County, Eagle Harbor combines its own character with everything Fleming Island offers. Pool condition, permits, and screening all matter when comparing properties.

Area

Eagle Harbor

County

Clay County

ZIP codes

32003

Pool home inspections: the sister checklist

Marcite/pebble condition, pump and heater age, screen enclosure integrity, and — the big one — whether the pool was permitted. Unpermitted pools can derail financing and insurance.

Salt vs. chlorine, gas vs. heat pump, screened vs. open: each affects monthly cost. We'll walk you through real operating numbers, not guesses.

Is a pool worth it in Eagle Harbor?

Fleming Island's flagship golf and swim community with tree-lined boulevards, four pool complexes, tennis, and a championship golf course. Add a private pool and summer gets even better. Resale-wise, pool homes in family areas like Eagle Harbor typically sell faster in spring and summer.

A closer look at Eagle Harbor

Fleming Island's flagship golf and swim community with tree-lined boulevards, four pool complexes, tennis, and a championship golf course.

About 30 minutes to NAS Jacksonville via US-17. Zoned for A-rated Fleming Island schools.

Eagle Harbor's golf course was carved along Doctors Lake, giving several holes stunning water views.

Eagle Harbor Mortgage Calculator

Illustrative fixed-rate payment only, not a current lender quote or pre-approval. The starting $400,000 price and 6.5% rate are examples, not local market figures. Adjust all assumptions for your property.

$400,000
10% ($40,000)
6.50%
30 years

Estimated monthly payment

$2,992

Principal & interest$2,275
Property taxes (1.1%)$367
Insurance$200
PMI (under 20% down)$150

Fixed-rate illustration: property tax assumes 1.1% of the entered price annually, insurance starts at $2,400/year, and PMI assumes 0.5% of loan balance annually below 20% down. Actual taxes, insurance, PMI and loan terms vary; closing costs, flood insurance and utilities are not included. Ask a lender for a current quote and obtain property-specific tax and insurance figures.

Frequently asked questions

How much does pool maintenance cost?

Budget $80-$150/month for service plus $50-$100 in electricity. Salt systems cost less monthly but need cell replacement every 3-5 years.

Do pools add value in Eagle Harbor?

Generally yes — screened, permitted pools in good condition add $30K-$75K around Eagle Harbor, and can be the deciding factor for summer buyers.

How do I get started with a Eagle Harbor real estate expert?

Just reach out — call Tammy (904-708-0468) or Brooke (904-252-7390), or use the form on this page. We'll talk through your goals with zero pressure. Education first, pressure never.

See pool homes available in Eagle Harbor

No spam, no pressure — just local expertise from Tammy & Brooke.

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