Clay County · 32003

Homes for Sale in River Hills Reserve

Home shopping in River Hills Reserve in Fleming Island? Here's the local picture: a newer Fleming Island community of executive homes with a pool, playground, and quick Town Center access.

Local highlights in River Hills Reserve: Executive home styles; Newer construction; Community pool. For current prices, check local listings below or ask us for a custom search. As a neighborhood of Fleming Island in Clay County, River Hills Reserve combines its own character with everything Fleming Island offers.

Area

River Hills Reserve

County

Clay County

ZIP codes

32003

What buyers love about River Hills Reserve

• Executive home styles • Newer construction • Community pool • Shopping convenience

About 30 minutes to NAS Jacksonville. Fleming Island school zoning applies.

The River Hills Reserve buying process, sister-style

We start with education: what your money buys in River Hills Reserve right now, which streets hold value, and where the smart negotiating room is. Then we tour with intention — no wasted Saturdays.

Fun fact: River Hills Reserve is one of the last neighborhoods built on Fleming Island — land there is essentially built out.

A closer look at River Hills Reserve

A newer Fleming Island community of executive homes with a pool, playground, and quick Town Center access.

About 30 minutes to NAS Jacksonville. Fleming Island school zoning applies.

River Hills Reserve is one of the last neighborhoods built on Fleming Island — land there is essentially built out.

River Hills Reserve Mortgage Calculator

Illustrative fixed-rate payment only, not a current lender quote or pre-approval. The starting $400,000 price and 6.5% rate are examples, not local market figures. Adjust all assumptions for your property.

$400,000
10% ($40,000)
6.50%
30 years

Estimated monthly payment

$2,992

Principal & interest$2,275
Property taxes (1.1%)$367
Insurance$200
PMI (under 20% down)$150

Fixed-rate illustration: property tax assumes 1.1% of the entered price annually, insurance starts at $2,400/year, and PMI assumes 0.5% of loan balance annually below 20% down. Actual taxes, insurance, PMI and loan terms vary; closing costs, flood insurance and utilities are not included. Ask a lender for a current quote and obtain property-specific tax and insurance figures.

Active listings in River Hills Reserve

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Frequently asked questions

How much does a home cost in River Hills Reserve?

Pricing varies by street, condition, and lot. Ask us for current listings and comparable sales specific to your search.

Is River Hills Reserve a good place to live?

A newer Fleming Island community of executive homes with a pool, playground, and quick Town Center access. About 30 minutes to NAS Jacksonville.

How do I get started with a River Hills Reserve real estate expert?

Just reach out — call Tammy (904-708-0468) or Brooke (904-252-7390), or use the form on this page. We'll talk through your goals with zero pressure. Education first, pressure never.

Get River Hills Reserve listings before they hit the portals

No spam, no pressure — just local expertise from Tammy & Brooke.

By submitting this form, you agree to be contacted by Jax Listing Sisters.