Clay County · 32003
Moving to Eagle Harbor: The Complete Guide
Relocating to Eagle Harbor in Fleming Island? Welcome — you're going to love it here. As lifelong Northeast Florida locals, here's our honest insider's take.
Fleming Island's flagship golf and swim community with tree-lined boulevards, four pool complexes, tennis, and a championship golf course. As a neighborhood of Fleming Island in Clay County, Eagle Harbor combines its own character with everything Fleming Island offers.
Area
Eagle Harbor
County
Clay County
ZIP codes
32003
Cost of living & housing
For housing costs, compare current listings and obtain a property-specific tax and insurance estimate. Florida has no state income tax; ask the county property appraiser about homestead eligibility.
Commutes, schools & daily life
About 30 minutes to NAS Jacksonville via US-17. Zoned for A-rated Fleming Island schools.
Local highlights in Eagle Harbor: Championship golf; 4 pool complexes & water park; Tennis & pickleball. And a local secret: Eagle Harbor's golf course was carved along Doctors Lake, giving several holes stunning water views.
How we help long-distance movers
Video tours of every serious candidate, honest neighborhood assessments (including the drawbacks), school-zone maps, and coordination with your lender and movers. Many of our relocation clients buy before ever setting foot in Florida.
A closer look at Eagle Harbor
Fleming Island's flagship golf and swim community with tree-lined boulevards, four pool complexes, tennis, and a championship golf course.
About 30 minutes to NAS Jacksonville via US-17. Zoned for A-rated Fleming Island schools.
Eagle Harbor's golf course was carved along Doctors Lake, giving several holes stunning water views.
Eagle Harbor Mortgage Calculator
Illustrative fixed-rate payment only, not a current lender quote or pre-approval. The starting $400,000 price and 6.5% rate are examples, not local market figures. Adjust all assumptions for your property.
Estimated monthly payment
$2,992
Fixed-rate illustration: property tax assumes 1.1% of the entered price annually, insurance starts at $2,400/year, and PMI assumes 0.5% of loan balance annually below 20% down. Actual taxes, insurance, PMI and loan terms vary; closing costs, flood insurance and utilities are not included. Ask a lender for a current quote and obtain property-specific tax and insurance figures.
Active listings in Eagle Harbor
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View all active listings in Eagle Harbor →Frequently asked questions
What salary do I need to live in Eagle Harbor?
It depends on your housing choice, household budget, and financing. Compare current listings and get lender estimates for homes you're considering.
Can you help before we visit?
Absolutely — video tours, area FaceTimes, school research, and a full relocation plan. Education first works great over Zoom.
How do I get started with a Eagle Harbor real estate expert?
Just reach out — call Tammy (904-708-0468) or Brooke (904-252-7390), or use the form on this page. We'll talk through your goals with zero pressure. Education first, pressure never.
Plan your move to Eagle Harbor
No spam, no pressure — just local expertise from Tammy & Brooke.
Keep exploring Eagle Harbor
Eagle Harbor is part of Fleming Island — see the full Fleming Island picture too.