Clay County · 32003
Moving to Pace Island: The Complete Guide
Relocating to Pace Island in Fleming Island? Welcome — you're going to love it here. As lifelong Northeast Florida locals, here's our honest insider's take.
A guard-gated waterfront community on Doctors Lake with mature oaks, custom homes, and 24/7 security. As a neighborhood of Fleming Island in Clay County, Pace Island combines its own character with everything Fleming Island offers.
Area
Pace Island
County
Clay County
ZIP codes
32003
Cost of living & housing
For housing costs, compare current listings and obtain a property-specific tax and insurance estimate. Florida has no state income tax; ask the county property appraiser about homestead eligibility.
Commutes, schools & daily life
About 30 minutes to NAS Jacksonville. Zoned for Fleming Island's A-rated schools.
Local highlights in Pace Island: 24/7 guard gate; Doctors Lake access; Custom home streets. And a local secret: Pace Island is one of only a handful of guard-gated communities in all of Clay County.
How we help long-distance movers
Video tours of every serious candidate, honest neighborhood assessments (including the drawbacks), school-zone maps, and coordination with your lender and movers. Many of our relocation clients buy before ever setting foot in Florida.
A closer look at Pace Island
A guard-gated waterfront community on Doctors Lake with mature oaks, custom homes, and 24/7 security.
About 30 minutes to NAS Jacksonville. Zoned for Fleming Island's A-rated schools.
Pace Island is one of only a handful of guard-gated communities in all of Clay County.
Pace Island Mortgage Calculator
Illustrative fixed-rate payment only, not a current lender quote or pre-approval. The starting $400,000 price and 6.5% rate are examples, not local market figures. Adjust all assumptions for your property.
Estimated monthly payment
$2,992
Fixed-rate illustration: property tax assumes 1.1% of the entered price annually, insurance starts at $2,400/year, and PMI assumes 0.5% of loan balance annually below 20% down. Actual taxes, insurance, PMI and loan terms vary; closing costs, flood insurance and utilities are not included. Ask a lender for a current quote and obtain property-specific tax and insurance figures.
Active listings in Pace Island
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View all active listings in Pace Island →Frequently asked questions
What salary do I need to live in Pace Island?
It depends on your housing choice, household budget, and financing. Compare current listings and get lender estimates for homes you're considering.
Can you help before we visit?
Absolutely — video tours, area FaceTimes, school research, and a full relocation plan. Education first works great over Zoom.
How do I get started with a Pace Island real estate expert?
Just reach out — call Tammy (904-708-0468) or Brooke (904-252-7390), or use the form on this page. We'll talk through your goals with zero pressure. Education first, pressure never.
Plan your move to Pace Island
No spam, no pressure — just local expertise from Tammy & Brooke.
Keep exploring Pace Island
Pace Island is part of Fleming Island — see the full Fleming Island picture too.