Clay County · 32043
Waterfront Homes near Anabelle Island
Northeast Florida waterfront is a lifestyle — sunrise coffee on the dock, boats instead of second cars. Around Anabelle Island in Lake Asbury, the St. Johns River, Doctors Lake, and Black Creek put that within reach.
As a neighborhood of Lake Asbury in Clay County, Anabelle Island combines its own character with everything Lake Asbury offers. Compare waterfront and water-access properties by frontage, dock rights, and insurance costs rather than relying on an area price.
Area
Anabelle Island
County
Clay County
ZIP codes
32043
Buying waterfront near Anabelle Island: what we check
Bulkhead condition, dock permits, flood zone and insurance costs, water depth at low tide, and whether the water is navigable to the St. Johns. These five factors move value more than square footage on waterfront property.
Fun fact: Anabelle Island's builders offer some of the last sub-$400K new construction in the corridor.
Waterfront pricing reality
True deep-water frontage near Anabelle Island commands the top of the market, while water-access and lakeview homes offer the lifestyle at gentler prices. We'll help you weigh dock rights vs. community ramps vs. dry storage.
A closer look at Anabelle Island
One of Lake Asbury's newest communities, offering fresh floor plans and small-town pricing on the growth corridor.
About 35-40 minutes to Jacksonville. Lake Asbury Elementary and Junior High are nearby.
Anabelle Island's builders offer some of the last sub-$400K new construction in the corridor.
Anabelle Island Mortgage Calculator
Illustrative fixed-rate payment only, not a current lender quote or pre-approval. The starting $400,000 price and 6.5% rate are examples, not local market figures. Adjust all assumptions for your property.
Estimated monthly payment
$2,992
Fixed-rate illustration: property tax assumes 1.1% of the entered price annually, insurance starts at $2,400/year, and PMI assumes 0.5% of loan balance annually below 20% down. Actual taxes, insurance, PMI and loan terms vary; closing costs, flood insurance and utilities are not included. Ask a lender for a current quote and obtain property-specific tax and insurance figures.
Frequently asked questions
How much more does waterfront cost near Anabelle Island?
Expect a 25-100% premium over comparable non-waterfront homes depending on frontage, dock, and navigability. Water-access communities offer a middle path.
Do I need flood insurance on the water?
Usually yes if you carry a mortgage in a FEMA flood zone. Premiums vary hugely by elevation certificate — we help you get real quotes before you offer.
How do I get started with a Anabelle Island real estate expert?
Just reach out — call Tammy (904-708-0468) or Brooke (904-252-7390), or use the form on this page. We'll talk through your goals with zero pressure. Education first, pressure never.
Get waterfront alerts near Anabelle Island
No spam, no pressure — just local expertise from Tammy & Brooke.
Keep exploring Anabelle Island
Anabelle Island is part of Lake Asbury — see the full Lake Asbury picture too.