Clay County · 32043
Condos & Townhomes in Anabelle Island
Not everyone wants a yard to mow. Condos and townhomes around Anabelle Island in Lake Asbury offer lock-and-leave living at friendlier price points.
As a neighborhood of Lake Asbury in Clay County, Anabelle Island combines its own character with everything Lake Asbury offers. Compare the full monthly cost of attached homes, including HOA dues and insurance, with current available listings.
Area
Anabelle Island
County
Clay County
ZIP codes
32043
Townhome vs. condo: what's the difference?
With a townhome you typically own the land beneath you; with a condo you own the interior. That distinction drives financing, insurance, and HOA structure — and lenders treat them differently.
HOA health matters more than granite counters. We review budgets, reserves, and any special assessments before you commit.
Where to look near Anabelle Island
Local highlights in Anabelle Island: Brand-new construction; Fresh floor plans; Growth corridor pricing. About 35-40 minutes to Jacksonville. Attached-home communities cluster near the main corridors, putting shopping and commutes at your doorstep.
A closer look at Anabelle Island
One of Lake Asbury's newest communities, offering fresh floor plans and small-town pricing on the growth corridor.
About 35-40 minutes to Jacksonville. Lake Asbury Elementary and Junior High are nearby.
Anabelle Island's builders offer some of the last sub-$400K new construction in the corridor.
Anabelle Island Mortgage Calculator
Illustrative fixed-rate payment only, not a current lender quote or pre-approval. The starting $400,000 price and 6.5% rate are examples, not local market figures. Adjust all assumptions for your property.
Estimated monthly payment
$2,992
Fixed-rate illustration: property tax assumes 1.1% of the entered price annually, insurance starts at $2,400/year, and PMI assumes 0.5% of loan balance annually below 20% down. Actual taxes, insurance, PMI and loan terms vary; closing costs, flood insurance and utilities are not included. Ask a lender for a current quote and obtain property-specific tax and insurance figures.
Frequently asked questions
Are condos harder to finance?
Sometimes — lenders review the condo association's finances, insurance, and owner-occupancy ratio. Townhomes with fee-simple lots finance like regular houses. We'll steer you right from day one.
What do HOA fees cover?
Typically exterior maintenance, roof (condos), landscaping, amenities, and master insurance. Fees near Anabelle Island range widely — we compare what you actually get for the money.
How do I get started with a Anabelle Island real estate expert?
Just reach out — call Tammy (904-708-0468) or Brooke (904-252-7390), or use the form on this page. We'll talk through your goals with zero pressure. Education first, pressure never.
Find low-maintenance homes in Anabelle Island
No spam, no pressure — just local expertise from Tammy & Brooke.
Keep exploring Anabelle Island
Anabelle Island is part of Lake Asbury — see the full Lake Asbury picture too.