Clay County · 32073

Condos & Townhomes in Wells Landing

For first-time buyers, downsizers, and busy professionals, the townhome market around Wells Landing in Orange Park is one of Northeast Florida's smartest entries.

As a neighborhood of Orange Park in Clay County, Wells Landing combines its own character with everything Orange Park offers. Compare the full monthly cost of attached homes, including HOA dues and insurance, with current available listings.

Area

Wells Landing

County

Clay County

ZIP codes

32073

Townhome vs. condo: what's the difference?

With a townhome you typically own the land beneath you; with a condo you own the interior. That distinction drives financing, insurance, and HOA structure — and lenders treat them differently.

HOA health matters more than granite counters. We review budgets, reserves, and any special assessments before you commit.

Where to look near Wells Landing

Local highlights in Wells Landing: Newer construction; Low maintenance; Central location. About 15 minutes to NAS Jacksonville. Attached-home communities cluster near the main corridors, putting shopping and commutes at your doorstep.

A closer look at Wells Landing

A newer townhome and single-family pocket in central Orange Park offering low-maintenance living near Wells Road.

About 15 minutes to NAS Jacksonville. Zoned for Clay County schools.

Wells Landing is walkable to more than 40 restaurants and shops along the Wells Road corridor.

Wells Landing Mortgage Calculator

Illustrative fixed-rate payment only, not a current lender quote or pre-approval. The starting $400,000 price and 6.5% rate are examples, not local market figures. Adjust all assumptions for your property.

$400,000
10% ($40,000)
6.50%
30 years

Estimated monthly payment

$2,992

Principal & interest$2,275
Property taxes (1.1%)$367
Insurance$200
PMI (under 20% down)$150

Fixed-rate illustration: property tax assumes 1.1% of the entered price annually, insurance starts at $2,400/year, and PMI assumes 0.5% of loan balance annually below 20% down. Actual taxes, insurance, PMI and loan terms vary; closing costs, flood insurance and utilities are not included. Ask a lender for a current quote and obtain property-specific tax and insurance figures.

Frequently asked questions

Are condos harder to finance?

Sometimes — lenders review the condo association's finances, insurance, and owner-occupancy ratio. Townhomes with fee-simple lots finance like regular houses. We'll steer you right from day one.

What do HOA fees cover?

Typically exterior maintenance, roof (condos), landscaping, amenities, and master insurance. Fees near Wells Landing range widely — we compare what you actually get for the money.

How do I get started with a Wells Landing real estate expert?

Just reach out — call Tammy (904-708-0468) or Brooke (904-252-7390), or use the form on this page. We'll talk through your goals with zero pressure. Education first, pressure never.

Find low-maintenance homes in Wells Landing

No spam, no pressure — just local expertise from Tammy & Brooke.

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