St. Johns County · 32081, 32082

New Construction in Ponte Vedra

New construction in Ponte Vedra, Florida can be a phenomenal deal — if you know how to negotiate incentives, lot premiums, and design-center pricing. That's where we come in.

Ponte Vedra is located in St. Johns County, Northeast Florida. Local highlights in Ponte Vedra: TPC Sawgrass & golf lifestyle; Nocatee master plan; Atlantic beaches.

Area

Ponte Vedra

County

St. Johns County

ZIP codes

32081, 32082

What to know before visiting a Ponte Vedra model home

Register your agent on the first visit — walk in without us and the builder may refuse representation later. Base prices rarely tell the full story: lot premiums, design center costs, and CDD/HOA fees can add 10-20%.

Builder incentives shift monthly in the St. Johns County market. We track which builders near Ponte Vedra are paying closing costs or buying down rates this month.

Resale value in Ponte Vedra

About 35-40 minutes to downtown Jacksonville and 20 to St. Augustine. Ask for current builder availability and comparable resale sales before choosing a lot or floor plan.

A closer look at Ponte Vedra

Northeast Florida's premier coastal address — home of TPC Sawgrass, Nocatee, and miles of Atlantic beaches.

About 35-40 minutes to downtown Jacksonville and 20 to St. Augustine. St. Johns County schools here are consistently among Florida's best.

THE PLAYERS Championship at TPC Sawgrass brings the world's best golfers to Ponte Vedra every year.

Ponte Vedra Mortgage Calculator

Illustrative fixed-rate payment only, not a current lender quote or pre-approval. The starting $400,000 price and 6.5% rate are examples, not local market figures. Adjust all assumptions for your property.

$400,000
10% ($40,000)
6.50%
30 years

Estimated monthly payment

$2,992

Principal & interest$2,275
Property taxes (1.1%)$367
Insurance$200
PMI (under 20% down)$150

Fixed-rate illustration: property tax assumes 1.1% of the entered price annually, insurance starts at $2,400/year, and PMI assumes 0.5% of loan balance annually below 20% down. Actual taxes, insurance, PMI and loan terms vary; closing costs, flood insurance and utilities are not included. Ask a lender for a current quote and obtain property-specific tax and insurance figures.

Frequently asked questions

Does using a Realtor for new construction cost me anything?

No. The builder pays our fee, and prices are the same with or without representation — builders won't discount for going unrepresented. You simply gain a negotiator.

Which builders are active near Ponte Vedra?

Builder lineups change by phase. Contact us for the current list of active builders, available lots, and this month's incentives near Ponte Vedra.

How do I get started with a Ponte Vedra real estate expert?

Just reach out — call Tammy (904-708-0468) or Brooke (904-252-7390), or use the form on this page. We'll talk through your goals with zero pressure. Education first, pressure never.

Get this month's builder incentives in Ponte Vedra

No spam, no pressure — just local expertise from Tammy & Brooke.

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