Clay County · 32079
Homes for Sale in Penney Farms
Home shopping in Penney Farms, Florida? Here's the local picture: a tiny, historic town founded by department-store magnate J.C. Penney, offering quiet country living minutes from Green Cove Springs.
Local highlights in Penney Farms: Historic charm; Quiet rural setting; Acreage opportunities. For current prices, check local listings below or ask us for a custom search. Penney Farms is located in Clay County, Northeast Florida.
Area
Penney Farms
County
Clay County
ZIP codes
32079
What buyers love about Penney Farms
• Historic charm • Quiet rural setting • Acreage opportunities • Low traffic
About 40 minutes to Jacksonville via SR-16 and the First Coast Expressway. Students attend nearby Green Cove Springs schools in the Clay County district.
The Penney Farms buying process, sister-style
We start with education: what your money buys in Penney Farms right now, which streets hold value, and where the smart negotiating room is. Then we tour with intention — no wasted Saturdays.
Fun fact: J.C. Penney founded the town in 1926 as a community for retired ministers — the historic Penney Retirement Community still thrives.
A closer look at Penney Farms
A tiny, historic town founded by department-store magnate J.C. Penney, offering quiet country living minutes from Green Cove Springs.
About 40 minutes to Jacksonville via SR-16 and the First Coast Expressway. Students attend nearby Green Cove Springs schools in the Clay County district.
J.C. Penney founded the town in 1926 as a community for retired ministers — the historic Penney Retirement Community still thrives.
Penney Farms Mortgage Calculator
Illustrative fixed-rate payment only, not a current lender quote or pre-approval. The starting $400,000 price and 6.5% rate are examples, not local market figures. Adjust all assumptions for your property.
Estimated monthly payment
$2,992
Fixed-rate illustration: property tax assumes 1.1% of the entered price annually, insurance starts at $2,400/year, and PMI assumes 0.5% of loan balance annually below 20% down. Actual taxes, insurance, PMI and loan terms vary; closing costs, flood insurance and utilities are not included. Ask a lender for a current quote and obtain property-specific tax and insurance figures.
Active listings in Penney Farms
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View all active listings in Penney Farms →Frequently asked questions
How much does a home cost in Penney Farms?
Pricing varies by street, condition, and lot. Ask us for current listings and comparable sales specific to your search.
Is Penney Farms a good place to live?
A tiny, historic town founded by department-store magnate J.C. Penney, offering quiet country living minutes from Green Cove Springs. About 40 minutes to Jacksonville via SR-16 and the First Coast Expressway.
How do I get started with a Penney Farms real estate expert?
Just reach out — call Tammy (904-708-0468) or Brooke (904-252-7390), or use the form on this page. We'll talk through your goals with zero pressure. Education first, pressure never.
Get Penney Farms listings before they hit the portals
No spam, no pressure — just local expertise from Tammy & Brooke.