Clay County · 32073
Waterfront Homes near Loch Rane
From the St. Johns River to spring-fed lakes and Black Creek, the water around Loch Rane in Orange Park defines how people live here.
As a neighborhood of Orange Park in Clay County, Loch Rane combines its own character with everything Orange Park offers. Compare waterfront and water-access properties by frontage, dock rights, and insurance costs rather than relying on an area price.
Area
Loch Rane
County
Clay County
ZIP codes
32073
Buying waterfront near Loch Rane: what we check
Bulkhead condition, dock permits, flood zone and insurance costs, water depth at low tide, and whether the water is navigable to the St. Johns. These five factors move value more than square footage on waterfront property.
Fun fact: Loch Rane's brick gatehouse has welcomed residents since the 1970s — a Clay County landmark.
Waterfront pricing reality
True deep-water frontage near Loch Rane commands the top of the market, while water-access and lakeview homes offer the lifestyle at gentler prices. We'll help you weigh dock rights vs. community ramps vs. dry storage.
A closer look at Loch Rane
A guard-gated Orange Park classic with stately homes along the Country Club of Orange Park golf course.
About 15 minutes to NAS Jacksonville. Zoned for Clay County schools including Ridgeview High.
Loch Rane's brick gatehouse has welcomed residents since the 1970s — a Clay County landmark.
Loch Rane Mortgage Calculator
Illustrative fixed-rate payment only, not a current lender quote or pre-approval. The starting $400,000 price and 6.5% rate are examples, not local market figures. Adjust all assumptions for your property.
Estimated monthly payment
$2,992
Fixed-rate illustration: property tax assumes 1.1% of the entered price annually, insurance starts at $2,400/year, and PMI assumes 0.5% of loan balance annually below 20% down. Actual taxes, insurance, PMI and loan terms vary; closing costs, flood insurance and utilities are not included. Ask a lender for a current quote and obtain property-specific tax and insurance figures.
Frequently asked questions
How much more does waterfront cost near Loch Rane?
Expect a 25-100% premium over comparable non-waterfront homes depending on frontage, dock, and navigability. Water-access communities offer a middle path.
Do I need flood insurance on the water?
Usually yes if you carry a mortgage in a FEMA flood zone. Premiums vary hugely by elevation certificate — we help you get real quotes before you offer.
How do I get started with a Loch Rane real estate expert?
Just reach out — call Tammy (904-708-0468) or Brooke (904-252-7390), or use the form on this page. We'll talk through your goals with zero pressure. Education first, pressure never.
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Keep exploring Loch Rane
Loch Rane is part of Orange Park — see the full Orange Park picture too.