St. Johns County · 32259
Waterfront Homes near Julington Creek Plantation
From the St. Johns River to spring-fed lakes and Black Creek, the water around Julington Creek Plantation in St. Johns defines how people live here.
As a neighborhood of St. Johns in St. Johns County, Julington Creek Plantation combines its own character with everything St. Johns offers. Compare waterfront and water-access properties by frontage, dock rights, and insurance costs rather than relying on an area price.
Area
Julington Creek Plantation
County
St. Johns County
ZIP codes
32259
Buying waterfront near Julington Creek Plantation: what we check
Bulkhead condition, dock permits, flood zone and insurance costs, water depth at low tide, and whether the water is navigable to the St. Johns. These five factors move value more than square footage on waterfront property.
Fun fact: JCP's recreation complex spans 40+ acres — one of the largest resident-owned facilities in Florida.
Waterfront pricing reality
True deep-water frontage near Julington Creek Plantation commands the top of the market, while water-access and lakeview homes offer the lifestyle at gentler prices. We'll help you weigh dock rights vs. community ramps vs. dry storage.
A closer look at Julington Creek Plantation
The community that put St. Johns County on the map — golf, water parks, and 20+ years of top-school reputation.
About 25-30 minutes to downtown Jacksonville. Julington Creek Elementary and Creekside High serve the community.
JCP's recreation complex spans 40+ acres — one of the largest resident-owned facilities in Florida.
Julington Creek Plantation Mortgage Calculator
Illustrative fixed-rate payment only, not a current lender quote or pre-approval. The starting $400,000 price and 6.5% rate are examples, not local market figures. Adjust all assumptions for your property.
Estimated monthly payment
$2,992
Fixed-rate illustration: property tax assumes 1.1% of the entered price annually, insurance starts at $2,400/year, and PMI assumes 0.5% of loan balance annually below 20% down. Actual taxes, insurance, PMI and loan terms vary; closing costs, flood insurance and utilities are not included. Ask a lender for a current quote and obtain property-specific tax and insurance figures.
Frequently asked questions
How much more does waterfront cost near Julington Creek Plantation?
Expect a 25-100% premium over comparable non-waterfront homes depending on frontage, dock, and navigability. Water-access communities offer a middle path.
Do I need flood insurance on the water?
Usually yes if you carry a mortgage in a FEMA flood zone. Premiums vary hugely by elevation certificate — we help you get real quotes before you offer.
How do I get started with a Julington Creek Plantation real estate expert?
Just reach out — call Tammy (904-708-0468) or Brooke (904-252-7390), or use the form on this page. We'll talk through your goals with zero pressure. Education first, pressure never.
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Keep exploring Julington Creek Plantation
Julington Creek Plantation is part of St. Johns — see the full St. Johns picture too.