Clay County · 32068

Condos & Townhomes in GreyHawk

Not everyone wants a yard to mow. Condos and townhomes around GreyHawk in Middleburg offer lock-and-leave living at friendlier price points.

As a neighborhood of Middleburg in Clay County, GreyHawk combines its own character with everything Middleburg offers. Compare the full monthly cost of attached homes, including HOA dues and insurance, with current available listings.

Area

GreyHawk

County

Clay County

ZIP codes

32068

Townhome vs. condo: what's the difference?

With a townhome you typically own the land beneath you; with a condo you own the interior. That distinction drives financing, insurance, and HOA structure — and lenders treat them differently.

HOA health matters more than granite counters. We review budgets, reserves, and any special assessments before you commit.

Where to look near GreyHawk

Local highlights in GreyHawk: Gated entry; Resort pool; Modern floor plans. The First Coast Expressway is minutes away — Jacksonville in about 35 minutes. Attached-home communities cluster near the main corridors, putting shopping and commutes at your doorstep.

A closer look at GreyHawk

A newer gated community in the heart of the Lake Asbury growth corridor with resort amenities and modern floor plans.

The First Coast Expressway is minutes away — Jacksonville in about 35 minutes. Lake Asbury schools serve the community.

GreyHawk homeowners got in early on the Lake Asbury master plan — one of NE Florida's biggest appreciation stories.

GreyHawk Mortgage Calculator

Illustrative fixed-rate payment only, not a current lender quote or pre-approval. The starting $400,000 price and 6.5% rate are examples, not local market figures. Adjust all assumptions for your property.

$400,000
10% ($40,000)
6.50%
30 years

Estimated monthly payment

$2,992

Principal & interest$2,275
Property taxes (1.1%)$367
Insurance$200
PMI (under 20% down)$150

Fixed-rate illustration: property tax assumes 1.1% of the entered price annually, insurance starts at $2,400/year, and PMI assumes 0.5% of loan balance annually below 20% down. Actual taxes, insurance, PMI and loan terms vary; closing costs, flood insurance and utilities are not included. Ask a lender for a current quote and obtain property-specific tax and insurance figures.

Frequently asked questions

Are condos harder to finance?

Sometimes — lenders review the condo association's finances, insurance, and owner-occupancy ratio. Townhomes with fee-simple lots finance like regular houses. We'll steer you right from day one.

What do HOA fees cover?

Typically exterior maintenance, roof (condos), landscaping, amenities, and master insurance. Fees near GreyHawk range widely — we compare what you actually get for the money.

How do I get started with a GreyHawk real estate expert?

Just reach out — call Tammy (904-708-0468) or Brooke (904-252-7390), or use the form on this page. We'll talk through your goals with zero pressure. Education first, pressure never.

Find low-maintenance homes in GreyHawk

No spam, no pressure — just local expertise from Tammy & Brooke.

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