St. Johns County · 32259
Condos & Townhomes in Durbin Crossing
For first-time buyers, downsizers, and busy professionals, the townhome market around Durbin Crossing in St. Johns is one of Northeast Florida's smartest entries.
As a neighborhood of St. Johns in St. Johns County, Durbin Crossing combines its own character with everything St. Johns offers. Compare the full monthly cost of attached homes, including HOA dues and insurance, with current available listings.
Area
Durbin Crossing
County
St. Johns County
ZIP codes
32259
Townhome vs. condo: what's the difference?
With a townhome you typically own the land beneath you; with a condo you own the interior. That distinction drives financing, insurance, and HOA structure — and lenders treat them differently.
HOA health matters more than granite counters. We review budgets, reserves, and any special assessments before you commit.
Where to look near Durbin Crossing
Local highlights in Durbin Crossing: Two amenity centers; Top-ranked schools; Durbin Park shopping. About 30 minutes to downtown Jacksonville via 9B. Attached-home communities cluster near the main corridors, putting shopping and commutes at your doorstep.
A closer look at Durbin Crossing
A flagship St. Johns master-planned community with two amenity centers, top schools, and Durbin Park shopping minutes away.
About 30 minutes to downtown Jacksonville via 9B. Patriot Oaks Academy and Creekside High are community anchors.
Durbin Crossing families can walk or golf-cart to school — a huge daily-life perk.
Durbin Crossing Mortgage Calculator
Illustrative fixed-rate payment only, not a current lender quote or pre-approval. The starting $400,000 price and 6.5% rate are examples, not local market figures. Adjust all assumptions for your property.
Estimated monthly payment
$2,992
Fixed-rate illustration: property tax assumes 1.1% of the entered price annually, insurance starts at $2,400/year, and PMI assumes 0.5% of loan balance annually below 20% down. Actual taxes, insurance, PMI and loan terms vary; closing costs, flood insurance and utilities are not included. Ask a lender for a current quote and obtain property-specific tax and insurance figures.
Frequently asked questions
Are condos harder to finance?
Sometimes — lenders review the condo association's finances, insurance, and owner-occupancy ratio. Townhomes with fee-simple lots finance like regular houses. We'll steer you right from day one.
What do HOA fees cover?
Typically exterior maintenance, roof (condos), landscaping, amenities, and master insurance. Fees near Durbin Crossing range widely — we compare what you actually get for the money.
How do I get started with a Durbin Crossing real estate expert?
Just reach out — call Tammy (904-708-0468) or Brooke (904-252-7390), or use the form on this page. We'll talk through your goals with zero pressure. Education first, pressure never.
Find low-maintenance homes in Durbin Crossing
No spam, no pressure — just local expertise from Tammy & Brooke.
Keep exploring Durbin Crossing
Durbin Crossing is part of St. Johns — see the full St. Johns picture too.