
If you’re trying to decode the housing market headlines, you’re not alone.
Here’s what I’m actually seeing on the ground in Clay County and surrounding Northeast Florida:
• Homes under $400K are still moving — if priced correctly • Overpriced homes are sitting longer • Buyers are negotiating again (repairs, closing costs, rate buydowns) • Move-in-ready homes are outperforming “project” homes
This is not the frenzy of 2021. But it’s also not a crash.
It’s a strategic market.
For sellers, that means pricing and presentation matter more than ever.
For buyers, it means opportunity — but only if you’re prepared and realistic.
The right home, priced right, is still moving.
If you’re thinking about making a move in the next 12 months, now is the time to start building a plan — not waiting for perfection.
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Tammy Jax Listing Sisters
Questions about the market?
Ask us anything — education first, pressure never.