Clay County · 32073

Condos & Townhomes in Bellair-Meadowbrook Terrace

Not everyone wants a yard to mow. Condos and townhomes around Bellair-Meadowbrook Terrace, Florida offer lock-and-leave living at friendlier price points.

Bellair-Meadowbrook Terrace is located in Clay County, Northeast Florida. Compare the full monthly cost of attached homes, including HOA dues and insurance, with current available listings.

Area

Bellair-Meadowbrook Terrace

County

Clay County

ZIP codes

32073

Townhome vs. condo: what's the difference?

With a townhome you typically own the land beneath you; with a condo you own the interior. That distinction drives financing, insurance, and HOA structure — and lenders treat them differently.

HOA health matters more than granite counters. We review budgets, reserves, and any special assessments before you commit.

Where to look near Bellair-Meadowbrook Terrace

Local highlights in Bellair-Meadowbrook Terrace: Entry-level affordability; Quick Blanding Blvd access; Established streets. About 15 minutes to NAS Jacksonville and 25 to downtown. Attached-home communities cluster near the main corridors, putting shopping and commutes at your doorstep.

A closer look at Bellair-Meadowbrook Terrace

An affordable, established pocket of Orange Park with mid-century homes, big shade trees, and one of the best price points in Clay County.

About 15 minutes to NAS Jacksonville and 25 to downtown. Zoned for Clay County schools including Orange Park High.

The neighborhood boomed in the 1950s-60s as housing for NAS Jacksonville personnel — many original owners' families remain.

Bellair-Meadowbrook Terrace Mortgage Calculator

Illustrative fixed-rate payment only, not a current lender quote or pre-approval. The starting $400,000 price and 6.5% rate are examples, not local market figures. Adjust all assumptions for your property.

$400,000
10% ($40,000)
6.50%
30 years

Estimated monthly payment

$2,992

Principal & interest$2,275
Property taxes (1.1%)$367
Insurance$200
PMI (under 20% down)$150

Fixed-rate illustration: property tax assumes 1.1% of the entered price annually, insurance starts at $2,400/year, and PMI assumes 0.5% of loan balance annually below 20% down. Actual taxes, insurance, PMI and loan terms vary; closing costs, flood insurance and utilities are not included. Ask a lender for a current quote and obtain property-specific tax and insurance figures.

Frequently asked questions

Are condos harder to finance?

Sometimes — lenders review the condo association's finances, insurance, and owner-occupancy ratio. Townhomes with fee-simple lots finance like regular houses. We'll steer you right from day one.

What do HOA fees cover?

Typically exterior maintenance, roof (condos), landscaping, amenities, and master insurance. Fees near Bellair-Meadowbrook Terrace range widely — we compare what you actually get for the money.

How do I get started with a Bellair-Meadowbrook Terrace real estate expert?

Just reach out — call Tammy (904-708-0468) or Brooke (904-252-7390), or use the form on this page. We'll talk through your goals with zero pressure. Education first, pressure never.

Find low-maintenance homes in Bellair-Meadowbrook Terrace

No spam, no pressure — just local expertise from Tammy & Brooke.

By submitting this form, you agree to be contacted by Jax Listing Sisters.